Our brokerage and the insurance industry have a solid track record of respecting your right to privacy and safeguarding your personal information. As a result of federal legislation, we’ve further strengthened our privacy commitment by informing you of why and how we collect, use and disclose your personal information. You can be assured that we’ll only handle your personal information in a manner that a reasonable person would consider appropriate in the circumstances.
Personal Information Collected
Depending on the purpose(s) for which we need to collect it, we may ask for the following personal information about you including:
Basic information such as your name, address, telephone and fax numbers, e-mail address, birth date and marital status.Claims historyCredit and past payment recordsDriver’s recordDetails about your property such as the value of your home and its contentsMedical information such as any condition that may affect the operation of a vehicleEmployment information
We may obtain this information from:
YouInsurance companiesOther insurance brokers or agentsCredit organizationsMotor vehicle and driver licensing authoritiesFinancial institutionsMedical professionals
Why do we collect personal information?
When you first become a client or whenever you acquire or renew a product from us, we need to collect some of your personal information. Common purposes for which we collect your personal information are to:
Enable us to acquire or renew an insurance policy for youAssist you and assess your ongoing needs for insuranceAssess your need for other products, such as financial products, and to offer them to youEnsure your information is accurate and up-to-dateProtect us both against error or fraud
Who do we disclose your personal information to?
For many of the purposes identified above, we will need to share your personal information with others in order to serve your needs. These other parties commonly include:
Insurance companiesOther insurance brokers or agentsCredit organizationsProfessionals working with us such as adjusters or lawyersFinancial institutions. For example, the organization that carries your mortgage.
How we protect your personal information.
In order to protect your personal information and right to privacy, we will:
Not collect, use or disclose your personal information for any purpose other than those that we identify to you.Keep your personal information only for as long as we need it to fulfill the stated purpose or as required by law.Maintain your personal information in as accurate, complete and up-to-date a form as possible.Safeguard your personal information to the best of our ability.Respond to any request you may make to access or correct the personal information we hold about you.Obtain the appropriate consent from you for the collection, use or disclosure of your personal information.
Privacy Internet Communication
As the privacy of communication over the Internet cannot be guaranteed, we do not assume any responsibility for any harm, loss, or damage that might occur by the sending of personal and confidential information.
Please do not hesitate to contact our Privacy Officer should you have any questions.
Our Privacy Officer may be contacted as follows:
Organization: Lucky Insurance Brokers Ltd. Client Relations
Address: 1550 South Gateway Rd., Suite 230, Mississauga, Ontario
Tel: (905) 602-1629 or (866) 334-3954
Fax: (905) 602-0255
Upon request, an individual will be informed of the existence, use, and disclosure of his or her personal information which is under our control, and may be given access to, and challenge the accuracy and completeness of that information.
Limitation of Liability
Lucky Insurance Brokers Ltd. take no responsibility for the accuracy or validity of any claims or statements contained in the information, or related graphics of this site. Further, Lucky Insurance Brokers Ltd. makes no representations whatsoever about the suitability of any of the information contained in the information or graphics on this site for any purpose. All such information and related graphics are provided without warranty of any kind. Lucky Insurance Brokers Ltd. makes no representations whatsoever about any other Web site which you may access through this site. When you access a non- Lucky Insurance Brokers Ltd. Web site, you understand and acknowledge that it is independent of other websites and that Lucky Insurance Brokers Ltd. has no control over the content on any other websites. In addition, a link to a non-Lucky Insurance Brokers Ltd. Web site does not mean that Lucky Insurance Brokers Ltd. endorses or accepts any responsibility for the content, or the use, of such Web site. It is your responsibility to take precautions to ensure that whatever you select for your use by you is free of such items such as viruses, worms, trojan horses and other items of a destructive nature. IN NO EVENT WILL Lucky Insurance Brokers Ltd. BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE INFORMATION AVAILABLE OR REFERRED TO ON THIS SITE.